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The Psychology of Portfolio Happiness
There's a concept that most people are familiar with called the hedonic treadmill. In essence, it's the human tendency to constantly...

Doug Oosterhart, CFP®
Feb 27, 20232 min read


Is Investment Risk Rising or Falling?
When prices fall, it often feels like risk is rising. The irony is that it's the opposite that's true—generally speaking, risk falls as...

Doug Oosterhart, CFP®
Oct 27, 20222 min read


The Fed's Bizarro World - Simplified
To help everyone make sense of today's unique environment, offering a brief recap of the last couple of years might be helpful. Here's how..

Doug Oosterhart, CFP®
Oct 17, 20222 min read


Pessimistic, Yet Optimistic
Are things scary right now? Yes. Is inflation hurting people's budgets? Of course. Will things go on like this forever? NO.

Doug Oosterhart, CFP®
Sep 29, 20223 min read


The Anxiety of the Unknown
If you're anxious about the market's volatility, it's important to take a step back and look at your plan...

Doug Oosterhart, CFP®
Sep 20, 20222 min read


Interest Rates and the Stock Market
In his ten-minute speech at the annual Jackson Hole Economic Symposium on Friday (8/26/22), Jerome Powell made it clear that the Fed is...

Doug Oosterhart, CFP®
Aug 30, 20223 min read


Waiting for the Bottom
When the market reaches new bottoms and then rallies off of said bottoms, the inevitable question becomes, was that THE bottom or will the..

Doug Oosterhart, CFP®
Aug 1, 20223 min read


The Certainty of Uncertainty
People facing immediate danger want to hear an authoritative voice they can draw assurance from; they want to be told what will occur, how..

Doug Oosterhart, CFP®
Jul 1, 20222 min read


It's "Official"
Bear market 2022 is now official as it has crossed the magic 20% threshold. For what it’s worth...

Doug Oosterhart, CFP®
Jun 17, 20222 min read


When the Market "Feels" Risky
When the market gets choppy as it has been over the last few weeks, it's normal for investors to feel the urge to sell. The typical...

Doug Oosterhart, CFP®
May 10, 20222 min read
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