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Is Market Concentration a Long-Term Risk?
There’s a lot of noise about the fact that today’s biggest companies make up “too much” of the S&P 500 index. As of July 31, the market cap of the ten largest companies made up about 39% of the index's total market cap[1]. That’s a big number, no doubt.

Doug Oosterhart, CFP®
Aug 273 min read


Your Portfolio's Secret Weapon
Let’s talk about one of the most misunderstood forces in investing: compounding.

Doug Oosterhart, CFP®
Jun 302 min read


The Warren Buffett Blueprint
Aside from the continued news on tariffs over the past couple of weeks, the major news in the business world is that Warren Buffett has...

Doug Oosterhart, CFP®
May 303 min read


The Psychology of Portfolio Happiness
There's a concept that most people are familiar with called the hedonic treadmill. In essence, it's the human tendency to constantly...

Doug Oosterhart, CFP®
Feb 27, 20232 min read


When Will the Fed Stop Raising Rates?
As long-term investors, we aren't seekers of opinion. We are seekers of wisdom. And just like most wisdom, it's usually not a medicine...

Doug Oosterhart, CFP®
Dec 30, 20222 min read


Avoiding Financial Catastrophe (and big mistakes!)
When making investments, due diligence is important. Here are 3 questions to ask yourself before making investment changes to avoid mistakes

Doug Oosterhart, CFP®
Nov 21, 20223 min read


Is Investment Risk Rising or Falling?
When prices fall, it often feels like risk is rising. The irony is that it's the opposite that's true—generally speaking, risk falls as...

Doug Oosterhart, CFP®
Oct 27, 20222 min read


The Fed's Bizarro World - Simplified
To help everyone make sense of today's unique environment, offering a brief recap of the last couple of years might be helpful. Here's how..

Doug Oosterhart, CFP®
Oct 17, 20222 min read


Pessimistic, Yet Optimistic
Are things scary right now? Yes. Is inflation hurting people's budgets? Of course. Will things go on like this forever? NO.

Doug Oosterhart, CFP®
Sep 29, 20223 min read


The Anxiety of the Unknown
If you're anxious about the market's volatility, it's important to take a step back and look at your plan...

Doug Oosterhart, CFP®
Sep 20, 20222 min read


Interest Rates and the Stock Market
In his ten-minute speech at the annual Jackson Hole Economic Symposium on Friday (8/26/22), Jerome Powell made it clear that the Fed is...

Doug Oosterhart, CFP®
Aug 29, 20223 min read


Waiting for the Bottom
When the market reaches new bottoms and then rallies off of said bottoms, the inevitable question becomes, was that THE bottom or will the..

Doug Oosterhart, CFP®
Jul 31, 20223 min read


The Certainty of Uncertainty
People facing immediate danger want to hear an authoritative voice they can draw assurance from; they want to be told what will occur, how..

Doug Oosterhart, CFP®
Jun 30, 20222 min read


It's "Official"
Bear market 2022 is now official as it has crossed the magic 20% threshold. For what it’s worth...

Doug Oosterhart, CFP®
Jun 16, 20222 min read


When the Market "Feels" Risky
When the market gets choppy as it has been over the last few weeks, it's normal for investors to feel the urge to sell. The typical...

Doug Oosterhart, CFP®
May 10, 20222 min read
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